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Specialist advice from a team of mental health life insurance experts

Life insurance is an insurance policy that provides peace of mind. It means that dependants will be financially provided for in the unfortunate event of your death. There is no guaranteed payout, as there no guarantee that you will die - similarly with car insurance, it is there 'just in case' and provides comfort in knowing your loved ones will not suffer any financial hardship if you are no longer around.

The number one reason to get life insurance is to provide financial protection for your dependents to lessen the devastating effects when a household's earnings suddenly cease. Daily struggles include, but aren't limited to, paying the mortgage and household bills, any outstanding debts and long-term saving towards university or retirement. Life insurance offers a practical solution and peace of mind for loved ones to enable them to continue life without financial worries or burdens.

Sometimes life insurance is obligatory, however, as many lenders will insist on it to cover the cost of a mortgage on a property in the event of your death.

Many insurers offer cover for a wide range of mental health illnesses, but your premiums will be affected by various factors, including when you were first diagnosed with your condition, how you manage your condition, including medications you are taking, any hospital admissions, suicide attempts and time taken off of work.

Prices from insurers will vary depending on who you speak to, which is why iLL is the best place to find the right mental health life insurance specialist.

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We are the UK’s leading life insurance specialist for people with pre-existing medical conditions, hazardous occupations or extreme sports/hobbies. We are passionate about protecting families, and have helped thousands of people to protect themselves and their family.

We are experts in protection for high-risk customers and we have access to all the major insurance providers as well as specialist providers, and we have access to bespoke products specifically designed for our customers needs, so we can find you the best cover possible.

We offer clients full advice and make recommendations for life insurance to our clients to ensure that your financial needs are properly covered. As an independent life insurance specialist, we offer products from Whole Market as well as some specialist providers not available through standard companies.

Let Mental Health Life help you save money on life insurance.

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